Saw a couple of you mention renewals - my E&O quote just came in 18% higher and the agent chalked it up to “claim trends”; is this hitting others or just my state? One small thing that helped: I called and asked for a claims‑free review and they knocked $20 off on the spot. What’s worked for you?
Yep - CO here, mine jumped about 15%; I asked to raise the deductible from $250 to $1k and it knocked about 9% off, and they added an association discount when I gave my state notary membership.
Same here in MN - mine came in about 17% higher; agent cited loss severity. I cut it down a bit by bumping the deductible to $1k and paying annually, and they matched a competitor quote when I forwarded it. Also ask about a claims‑free tenure credit and whether your notary association membership qualifies for a discount.